Capital Markets Real Estate Operations Analyst- Middle Office

Job title: Capital Markets Real Estate Operations Analyst- Middle Office

Company: Regions Bank

Job description: Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career — a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.Job Description:At Regions, the Capital Markets Real Estate Operations Analyst – Middle Office supports the operational functions associated with the bank’s Real Estate Capital Markets business. The business includes originating, underwriting, and servicing loans that are either traded or are securitized by government-sponsored enterprise (GSE) programs, such as Federal National Mortgage Association (FNMA), Delegated Underwriting and Servicing (DUS) and Housing and Urban Development (HUD). The operations group supporting this business is responsible for valuing the Mortgage Servicing Rights (“MSR”), whole loan trading portfolios, as well as proving accounting, reconciliation, reporting, collateral management, and escrow administration.Primary ResponsibilitiesSupports the Middle Office function for the Real Estate Capital Markets businessesPerforms complex reporting, remitting and reconciling activities related to funding and delivery of loans, securitization of mortgage-backed securities (MBS) and monthly servicing activitiesCreates reporting from the loan servicing system for data validation and valuationAdheres to internal controls and industry/regulatory standardsExecutes individual loan calculations and ensures proper accounting associated with each dealSupports review and analysis of settlements statements and report adjustmentsUpdates, maintains, and distributes loan pipeline reporting for new loansProvides new loan pricing and valuations and ensures proper accounting is assignedEnsures loan cash flows are properly set up in valuation systems considering prepayment structures and loan default parametersCalculates mark-to-market valuation and provides Profit/Loss (PnL) and risk reporting for whole loans and MSRsSupports internal audit and external regulatory reporting for the MSR whole loan trading valuationsVerifies accuracy of pricing data used for daily valuations, interest rate, and credit hedgesThis position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.This position is incentive eligible.RequirementsBachelor’s degree in Accounting, Finance, Economics, or a related fieldFive (5) years of experience working with Real Estate Lending ProductsSignificant financial analysis experienceExperience in database queryingPreferencesMaster’s in Business Administration (MBA) or Chartered Financial Analyst (CFA) or intent to pursueExperience working with real estate securitiesSkills and CompetenciesAbility to thrive in a fast-paced trading environmentAdvanced Microsoft Office skills (Excel, Word, PowerPoint, Etc.)Experience with loan modeling platforms (e.g., MIAC, QRM, Aladdin, PolyPaths, Compass)Knowledge and experience with fixed income valuation and analyticsProven history of strong analytical skills, especially with Prepayment modelingStrong organizational and interpersonal skillsThis position may be filled at a higher level depending on the candidate’s qualifications and relevant experience.Position Type Full timeCompensation DetailsPay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.Job Range Target:Minimum: $77,969.65 USDMedian: $102,850.00 USDIncentive Pay Plans: This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.Benefits InformationRegions offers a benefits package that is flexible, comprehensive and recognizes that “one size does not fit all” for Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.Location Details Atlanta MidtownLocation: Atlanta, GeorgiaBring Your Whole Self to WorkWe have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where all people can do their best work and thrive is the right thing to do.OFCCP Disclosure: Equal Opportunity Employer/Disabled/VeteransJob applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

Expected salary:

Location: Atlanta, GA

Job date: Sat, 15 Mar 2025 02:13:48 GMT

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