Summer Intern- Commercial Real Estate Credit Analyst (Minnesota)

Job title: Summer Intern- Commercial Real Estate Credit Analyst (Minnesota)

Company: American National Bank

Job description: Description :As a Commercial Real Estate Credit Analyst Intern, you will work closely with the commercial real estate team, credit analysts, and lead decision-makers to support the development and execution of financial projects. You will gain hands-on experience in commercial credit analysis by assisting with the preparation of loan requests, conducting financial assessments, and supporting the recommendation process. This internship will provide exposure to the commercial loan portfolio management process, offering opportunities to learn about credit analysis, risk management, and client servicing. Interns can expect to assist with transactions ranging from $50k to $50MM, gaining valuable insight into the bank’s diverse portfolio and strategic financial decisions.Experience More for Your FutureAs a Commercial Real Estate Credit Analyst Intern, you’ll be paired with a formal mentor and gain practical experience solving business challenges, interacting with senior executives, collaborating with teams, and building business acumen.You will:

• Assist in analyzing financial statements, tax returns, and credit reports for commercial real estate transactions.
• Contribute to evaluating credit risk and repayment capacity for commercial real estate loans.
• Gain exposure to the process of preparing loan requests, including assessing property value and financial viability.
• Work on transactions ranging from $50k to $50MM, supporting the analysis and monitoring of commercial real estate loans and projects.
• Develop insights into how market trends and property performance impact commercial real estate lending decisions.

Our interns develop transferable skills, collaborate with peers and leaders, and build specialized knowledge to jumpstart their careers. You will also be exposed to various departments within the bank, learning about the diverse functions that allow a bank to operate. By the end of the program, you’ll understand that banking isn’t just about handling money—it’s about serving clients, providing solutions for everyday needs, supporting business growth, and managing essential behind-the-scenes operations and systems.The American National Bank Summer Internship Program is a 9-week, paid internship starting on May 27, 2025.Experience Employee Empowerment and SupportAt American National Bank, our employees are our greatest asset. We pride ourselves on empowering our staff to do more for our clients, colleagues, communities, and their own futures. We’re a community bank—small enough to build meaningful relationships, but large enough to make a significant impact locally. We work closely with our staff to maximize their knowledge, skill sets, and opportunities, enabling them to grow personally and professionally.Responsibilities

• Assist in gathering financial information from clients, such as financial statements, tax returns, and credit reports.
• Support the analysis of financial data to assess potential risk and repayment capacity of loans.
• Participate in preparing credit information, including debt service ability and cash flow analysis, to aid in lending decisions.
• Observe how banking officers evaluate customer quality ratings based on financial performance, industry, and other relevant factors.
• Assist in the management of annual reviews, portfolio reviews, and monitoring loan performance.
• Gain insight into the monitoring of customer creditworthiness and adherence to loan terms.

Requirements

• Pursuing a Bachelor or Master’s degree in Business, Accounting, Economic, Business or related field preferred.
• A GPA of 3.0 or above is preferred.
• Coursework related to financial analysis, business management, or similar fields.
• Basic understanding of financial statements, credit analysis, and lending principles.
• Strong written and verbal communication skills.
• Ability to think critically and work independently in a professional environment.
• Strong analytical, problem-solving, and critical thinking abilities.
• Flexible and adaptable to work in a multi-disciplinary team while receiving on-the-job training.
• Highly organized, able to manage multiple tasks and meet deadlines effectively.
• Curious, creative thinker, not afraid to ask questions or seek new solutions.
• Ability to work both independently on projects and collaboratively in a team setting.
• Strong organizational skills and ability to manage time and projects effectively.

Expected salary:

Location: New Brighton, MN

Job date: Sat, 15 Mar 2025 02:27:04 GMT

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